Categories: Blog

Current Interest Rates 11/4/2014

Everyone has heard the following phrases:”now is the time to buy” “interest rates are low, act now!”. Take a look at the interest rates as provided by Wells Fargo and the National Home-Builders Association. Keep in mind that these change on a daily basis and most likely won’t be the same if you log in to check them yourself.

Product Interest Rate APR These rates are a snapshot from Wells Fargo. To provide a comparison
Conforming Land in October of 1990 rates were 9.91% for a 15 year loan & 10.24% for a 30 year rate.
FHA Loans

30-Year Fixed 4.125% 4.209%
30-Year Fixed FHA 3.875% 5.456%
15-Year Fixed 3.500% 3.647%
7-Year ARM 3.375% 3.117%
5-Year ARM FHA 3.250% 3.968%

*These rates are a snapshot from Wells Fargo.* To provide a comparison
in October of 1990 rates were 9.91% for a 15 year loan & 10.24% for a 30 year rate.

The National Home Builders Association provides a valuable resource to those people who are considering building a home.

While interest rates have started to climb back up from 2 or so years ago, the current market conditions still are very favorable for those who are seriously considering a major decision such as building their own dream home.

It might be time to start taking notes when you hear people say: “now is the time to build” or “you better act now before it’s too late!”

Taylor Homes

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