At First Financial Bank we offer unique loan products to finance your new home build with Taylor Homes. The one-time close construction loan is a 5% down program that allows you to roll in the lot purchase or payoff, construction costs with Taylor and all site work. This product has a free loan modification at the end of the construction phase during which you can pay down the principal balance without penalty or refinance all the while the interest rate is locked upfront for the life of the loan with no extended lock fees.
At FFB we offer competitive Adjustable Rate Mortgages which set your rate for the initial term of the loan: 3,5,7 or 10 years. At FFB we offer $500 off a refinance in the next 3 years to compliment Taylor Homes $1500 closing cost credit toward a refinance.
Are you in the medical profession, have a PHD or are you a high income earner? Our Medical/Professional Loan could be for you. 5% down and no PMI plus a free float down of the interest rate within 3 years of closing on fixed rate products.