Happy May Everyone! The year is almost half over. Rates have been on a steep rise for the year thus far. Conventional 30 year rates have topped out at 5.5% and have been holding steady for about a week. In this uncertain market be sure to look at other financing options like a 10/1 ARM in which the rate is fixed for 10 years and adjusts thereafter. These products may sound scary, but considering 93% of people refinance their mortgages every 7 years a longer term ARM can make sense. With a strong jobs market and rising inflation expect that rates are not going down anytime soon. Lock sooner rather than later and look for lenders offering longer lock periods.
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